February , 2019

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Archive for March 19th, 2014

Madigan files suit against Payday Lender for selling short-term loan designed to evade state reforms

Posted by Admin On March - 19 - 2014 ADD COMMENTS

Attorney General Alleges All Credit Lenders’ Payday Loans Trap Borrowers in Cycle of Debt

CHICAGO, IL – Illinois Attorney General Lisa Madigan filed suit against a Chicago area payday lender for designing and selling a new emerging short-term loan intended to thwart important protections in Illinois law against predatory payday lending and trap borrowers in an inescapable cycle of debt.

Madigan filed the lawsuit late yesterday in Cook County Circuit Court against CMK Investments Inc., which operates as All Credit Lenders, selling small consumer loans and lines of credit. All Credit Lenders is based in Elgin but operates storefronts across Illinois, Wisconsin and South Carolina.

Madigan alleges All Credit Lenders is evading the state’s 36 percent interest-rate cap by offering a short-term loan product that acts like a revolving line of credit but offers none of the protections of a credit card. The lender allegedly offers these credit card-like products with advertised interest rates of 18 percent to 24 percent. Madigan alleges the company thwarts the state interest rate cap by tacking on bogus “required account protection fees.” When the extra fees are factored into the total cost of the short-term loan, the interest rates soar to 375 percent to more than 500 percent, according to Madigan’s lawsuit.

After a borrower takes out the short-term loan, All Credit Lenders allegedly provides a payment schedule and instructs the borrower to make minimum payments, which consumers who filed complaints with Madigan’s office believed was a timeline to pay off the full debt.

Madigan’s lawsuit alleges that none of the minimum payment goes to paying down the principal of the loan. Instead, the minimum payments only cover the extra fees, which are charged to consumers on a bi-weekly basis.

“This new loan product is one of the most abusive attempts to evade the reform laws we have seen,” Madigan said. “This company provides consumers repayment schedules where not one penny of their payment goes toward paying down the principal balance, making it impossible to pay off their loan.”

The Illinois Department of Financial and Professional Regulation assisted Madigan’s office with its investigation.

“We were pleased to be able to help the Attorney General prosecute this lender,” said Manuel Flores, Acting Secretary of Financial and Professional Regulation.  “It is important that we protect every consumer from unscrupulous lenders.”

Madigan’s lawsuit is the first action her office has taken under the new federal Dodd-Frank Act. It also alleges violations of the Illinois Consumer Fraud and Deceptive Business Practice Act. The lawsuit seeks to ban the company from selling lines of credit and revolving credit in Illinois, provide restitution to all impacted consumers and assess penalties for violating the law.

Assistant Attorneys General Sarah Poulimas and Vaishali Rao are handling the case for Madigan’s Consumer Fraud Bureau.

Sentencing set today for two defendants convicted of 2009 murder of Chicago police officer

Posted by Admin On March - 19 - 2014 ADD COMMENTS

The two remaining defendants convicted of the 2009 murder of Chicago Police Officer Alejandro “Alex” Valadez will be sentenced today, Wednesday, March 19, during a hearing at the Leighton Criminal Courts Building in Chicago.

Kevin Walker, 24, and Christopher Harris, 25, were previously convicted of the officer’s murder. A third defendant, Shawn Gaston, 25, was also convicted of the murder of Valadez and he is currently serving a 125-year prison sentence in the Illinois Department of Corrections.

Officer Valadez was killed in the line of duty while responding to a call in the Englewood community in June of 2009. Valadez and his partner were investigating a report of gunshots fired in the 6000 block of South Hermitage when the fatal shooting took place. The defendants were in the area seeking retaliation for an earlier confrontation with rival gang members when they came upon Officer Valadez who was responding to the call. The defendants began firing from their vehicle and Officer Valadez was struck and fatally wounded.

Walker and Harris will be sentenced by Cook County Judge Jorge Alonso. Cook County State’s Attorney Anita Alvarez is the lead prosecutor in the case along with Assistant State’s Attorneys Frank Marek and Jeff Allen.

The sentencing hearing is scheduled for noon in Room 207.

Black Women’s Roundtable to Release Report on the Status of Black Women During BWR Women of Power Summit

Posted by Admin On March - 19 - 2014 ADD COMMENTS

Congresswoman Yvette Clarke, Congresswoman Donna Edwards, Susan L. Taylor, and Dee Marshall among featured speakers

Washington, DC Black Women’s Roundtable Public Policy Network (BWR), the women’s initiative of the National Coalition on Black Civic Participation (NCBCP), will release a report reviewing the overall status of Black women during the third annual BWR Women of Power Summit taking place March 27-29 in Washington, DC.

The report will be released on Capitol Hill the first day of the summit – Public Policy Day. Following the release of the report BWR delegates will visit legislators on Capitol Hill and attend a briefing with representatives from Congress. Confirmed speakers include Congresswoman Yvette Clarke; Congresswoman Donna Edwards; Susan L. Taylor, National CARES Mentoring Movement; Lucia McBath, Mother of Jordan Davis; and Dee Marshall, Raising the Bar LLC, among others.

On Friday the women will assemble for a day of organizing and training at The Hilton Crystal City. Day three of the BWR Women of Power summit is dedicated to education and cultural enrichment allowing the intergenerational group of women and girls to tour major landmarks in the nation’s capital.

“We are excited about hosting our network of women in DC and releasing a report on the status of the women who out-voted every demographic in the last election,” said Melanie L. Campbell, president and CEO, NCBCP and convener, BWR. “Our delegates will visit their representatives to let them know the needs in their local communities. We will have also have sessions and workshops on economic opportunities, financial literacy, equal pay issues, quality public education, STEM, voting rights, and sustainability, among other issues.”

The BWR Report, The Status of Black Women in the US in 2014: 50 Years After the War on Poverty, Brown v. Board of Education & Civil Rights Act of 1964, will be the first in an annual series of reports that will utilize data from a wide range of government and private sources to provide a broad view of the lives of Black Women in America at this critical juncture. With Dr. Avis Jones-DeWeever of Incite Unlimited serving as lead researcher, members of the BWR will examine the following issues:

  • The Economy —  Channel Hardy, National Urban League Policy Institute
  • Education — Avis Jones-DeWeever, Incite Unlimited
  • Politics —  Elsie Scott, Howard University, Waikinya Clanton, NOBEL-Women
  • Business  —  Felicia Davis, Building Green Network, Avis Jones-DeWeever
  • The Labor Movement — Carol Joyner, Labor Project for Working Families, Robin Williams, UFCW
  • Law —  Tanya Clay House, Lawyer’s Committee for Civil Rights Under Law
  • Technology — Jocelyn Tate, Telecom Talk
  • Criminal Justice — Avis Jones-DeWeever
  • Health & Wellness — Shambulia Gadsden Sams, Delta Sigma Theta Sorority, Inc.
  • The Retirement Years — Edna Kane-Williams, AARP
  • A Black Women’s Agenda for 2014 and Beyond – Melanie Campbell, Makani Themba, The Praxis Project
  • A Black Women’s 2014-2020 Civic Engagement and Empowerment Strategy – Melanie Campbell, Letetia Daniels Jackson, Tandeka, LLC

BWR, an intergenerational women’s policy network of the NCBCP, stays at the forefront of championing just and equitable public policy on behalf of Black women and girls and promotes health and wellness, economic security, education and global empowerment as key elements for success.

Sponsors of the 2014 BWR Summit include Verizon Foundation, The Moriah Fund, The Coca-Cola Company, Ford Foundation, American Federation of Government Employees and American Postal Workers Union, among others. To register ($40 women; $20 girls & teens 12 – 17) or for more information visit www.ncbcp.org, email bwrunity@ncbcp.org or call (202) 659-4929.

IDVA, IDES and U.S. Chamber of Commerce Foundation Partner to Put Veterans to Work

Posted by Admin On March - 19 - 2014 ADD COMMENTS

Pre-Register for March 26 Veteran Hiring Event to Maximize Job Opportunities

More than 150 On-the-Spot Job Offers Last Year

CHICAGO, IL – The Hiring Our Heroes – Chicago event, one of the largest efforts to help Veterans and their family members find employment, returns to Chicago on Wednesday, March 26. The U.S. Chamber of Commerce Foundation, Illinois Department of Veterans Affairs (IDVA) and Illinois Department of Employment Security (IDES) are primary hosts. The event is from 10 a.m. to 2 p.m. at the University of Illinois Chicago Forum at 725 W. Roosevelt Road, Chicago.

More than 100 Chicago-area businesses are hiring to fill immediate job openings. To be considered, Veterans and military spouses should pre-register for this event at hiringhourheroes.org. This allows employers to review resumes, work experience and job skills prior to the event. Last year, this approach led employers to conduct 577 on-site interviews and make 152 job offers after outreach efforts by IDES, IDVA and other agencies.

Job seekers also are encouraged to take advantage of a free employment workshop at 8:30 a.m. focusing on resume writing, job search techniques and interview skills. There also will be an Employer Lunch & Learn for attending recruiters who wish to enhance their military hiring initiatives.

Veterans also should register with Illinoisjoblink.com, the state’s hiring board operated by IDES. It uses the same matching philosophy as the Hiring Our Heroes events. Further, employers can meet federal and state hiring requirements by using Illinoisjoblink.com. Job seekers can build multiple resumes to emphasize different skills and experiences. Business owners can use keyword matching technology to search resumes and find the best candidate. Illinoisjoblink.com is free and compares favorably to private efforts that cost hundreds of dollars. No-cost HR recruitment services for employers and workers are available at the website and at (877) 342-7533.

IDVA and IDES also support the Illinois Hires Heroes Consortium (IHHC), a group of Illinois employers who recognize the great value Veterans bring to the workplace and who are “Veteran-friendly” by committing to implement a series of military Veteran recruitment, training, and retention practices.

Veterans are sought-after employees for their service training, soft skills and experiences which include respect for authority, embracing responsibility and success in a team-based environment. Service members also have advanced training in fields ranging from technology and manufacturing to construction and logistics.

A state income tax credit of up to $5,000 is available to businesses for each qualified Veteran who is hired. Employers also might qualify for a federal tax credit of up to $9,600 through the Work Opportunity Tax Credit.

Other sponsors include the U.S. Department of Labor, the American Legion, Student Veterans of America, and the Chicagoland Chamber of Commerce.

End anti-gay discrimination by federal contractors: Sign the Petition

Posted by Admin On March - 19 - 2014 ADD COMMENTS

(Letters to Editor)

Senator Jeff Merkley

In more than 30 states, Americans can be fired just because they’re gay, lesbian, bisexual or transgender. I think that’s wrong. That’s why I’ve taken up the late Senator Ted Kennedy’s mantle and fought to protect every American worker by passing the Employment Non-Discrimination Act (ENDA) in the United States Senate last fall.

Shamefully, Republicans in the House of Representatives have refused to hold a vote on the bill. The House Republicans may be blocking ENDA, but the president can make a big difference by signing an executive order banning federal contractors from discriminating against lesbian, gay, bisexual and transgender Americans.

That’s why I started my own campaign on CREDOMobilize.com, which allows activists to start their own petitions. My petition, which is to President Obama, says the following:

It is wrong that American workers in many states can be fired from their job because they’re gay, lesbian, bisexual or transgender. Please sign an executive order barring federal contractors from discriminating on the basis of sexual orientation or gender identity.

Tell President Obama: Sign an executive order barring federal contractors from discriminating on the basis of sexual orientation or gender identity.

President Obama has pledged to make 2014 a “year of action” and to use his executive authority to make progress where Congress refuses to do so.

For nearly 75 years, since President Roosevelt signed an executive order banning discrimination in defense contracts in 1941, presidents have used their executive authority to end taxpayer-funded discrimination in the workplace. Presidents Roosevelt, Truman, Eisenhower, Kennedy and Johnson took similar actions to expand workplace protections. Now it is President Obama’s turn.

Millions of Americans work for federal contractors. By signing an ENDA executive order, President Obama can ensure that taxpayer money does not go to employers who discriminate on the basis of sexual orientation or gender identity.

Will you join me and add your name to my petition urging President Obama to sign an executive order to end anti-gay discrimination by federal contractors?

Thank you for your support.

Senator Jeff Merkley

Sign the petition â–º

Dr. Kenneth Chessick is 2014 Francis X. Riley Lecturer on Professionalism at Northern Illinois University College of Law

Posted by Admin On March - 19 - 2014 ADD COMMENTS

Dr. Kenneth C. Chessick, Of Counsel at Clifford Law Offices, has been selected as the 21 st Annual Francis X. Riley Lecturer on Professionalism at Northern Illinois University College of Law.

“Professionalism and Ethics in Medicine, Business and the Law: Are They Different?” is the topic of Dr. Chessick’s speech at his alma mater 3 p.m. April 4 in the Francis X. Riley Courtroom.  Dr. Chessick, a board certified surgeon, also is a trial lawyer who has made a mark in the area of fighting for patients’ rights in medical malpractice cases for the past three decades.  He was honored at NIU with the Alumnus of the Year Award in 2001 and in 2012 as the NIU Law Distinguished Alumnus of the Year.  He has endowed academic scholarships for law students as part of the Kenneth C. Chessick Civil Justice Endowed Scholarship Program and his generosity to the school led to the opening last year of the Kenneth and Ellen Chessick Practice Center, a state-of-the-art indoor practice facility for student athletes.

This lecture series brings distinguished speakers to NIU to discuss current issues relating to the legal profession as well as honoring the legacy of Professor Emeritus Riley who devoted his life to the law and legal education until he passed away at the age of 93 in 2006.  Previous speakers have been the Hon. Marvin E. Aspen of the Northern District of Illinois, the Hon. Abner J. Mikva, the Hon. Thomas L. Kilbride of the Illinois Supreme Court and Illinois Attorney General Lisa Madigan.

One hour of continuing legal education credit is being offered for attendance.  For more information or to register, call 815-753-9655 or email lawevents@niu.edu.

For further information, please contact Clifford Law Offices’ Communications Partner Pamela Sakowicz Menaker at 847-251-4877 or 847-721-0909.

IDNR Awards Illinois Biodiversity Field Trip Grants to Schools

Posted by Admin On March - 19 - 2014 ADD COMMENTS

Privately Funded Program to Assist Nearly 8,000 Students in Learning about Illinois’ Natural Heritage

SPRINGFIELD, IL – Illinois Department of Natural Resources (IDNR) Director Marc Miller today announced the awarding of more than $96,000 in Illinois Biodiversity Field Trip Grants. The 103 grants to schools in 41 counties, made possible through private donations, will assist more than 7,700 students to visit Illinois state parks, museums and other natural resources sites to learn about nature and conservation.

“This program allows students to visit locations throughout the state to see first-hand what they’ve been learning about in the classroom,” Miller said. “These grants help facilitate a whole new world for students, who may not otherwise have such an opportunity and they support the goal of leaving no child inside.”

The entire $96,400.54 being awarded for 2014 was made possible by private donations to the Illinois Conservation Foundation. The Independence Tube Corporation of Chicago and the Daniel F. and Ada L. Rice Foundation of Skokie provided the funds.

The Biodiversity Field Trip Grant Program has distributed more than $688,000 and reached more than 68,700 students since its inception in 2001. Grant recipients are located throughout Illinois and represent students from pre-kindergarten through high school.

The grant awards have been made to schools in the counties of Calhoun, Carroll, Champaign, Coles, Cook, DeKalb, Douglas, DuPage, Greene, Grundy, Jackson, Jersey, JoDaviess, Kane, Kankakee, Lake, Livingston, Logan, Macon, Macoupin, Madison, Marion, Massac, Mercer, McLean, Peoria, Piatt, Randolph, Rock Island, Saline, Sangamon, Shelby, St. Clair, Stephenson, Tazewell, Union, Vermilion, Washington,. Will, Williamson, and Winnebago. For a List of this year’s winners or to download an application for next year’s grants log on to the IDNR website at http://dnr.state.il.us/education/CLASSRM/grants.htm.

The competitive grant program allows Illinois teachers to apply for funds to take students out of the classroom to learn about Illinois’ biodiversity. Learning activities must directly relate to the school’s curriculum and to the Illinois Learning Standards and Common Core/Next Generation Science Standards from the Illinois State Board of Education. The annual application deadline is January 31. Funding is administered by the Illinois Conservation Foundation and covers expenses such as the costs of transportation and substitute teachers.

For more information about the Illinois Biodiversity Field Trip Grant Program, contact the IDNR Division of Education at dnr.teachkids@illinois.gov or (217) 524-4126. The Illinois Conservation Foundation accepts donations for the Illinois Biodiversity Field Trip Grant Program. Visit http://www.ilcf.org/ for additional information.

Better Business Bureau 87th Annual Dinner Meeting Featuring Geoffrey Baer on March 20

Posted by Admin On March - 19 - 2014 ADD COMMENTS

CHICAGO, IL – The Better Business Bureau of Chicago & Northern Illinois (BBB) will hold its 87th Annual Dinner Meeting on Thursday, March 20, at the Chicago Marriot Downtown. Headlining the program this year will be well-known Chicago TV personality Geoffrey Baer. In addition, PNC Bank will serve as presenting sponsor of this year’s event. Scott Swanson, president of PNC Bank, will have the honor of introducing Geoffrey Baer, our featured speaker.

Geoffrey Baer will speak about the development of Chicago business communities and its history. He will also be talking about work ethic in various communities that created the city as it is today.

The 87th annual meeting will be emceed by NBC Chicago Co-News Anchors and Reporters Allison Rosati and Rob Stafford. Receiving the Torchbearer Award is Dennis Ontaneda of Combined Insurance and receiving the Arbitrator of the Year Award is Oliver Cooper IV. Dorothy Tucker of CBS 2 will be presented the Diogenes Award for Excellence in Media. Carol Cooling will posthumously receive the Lifetime Achievement Award, accepted by her husband, Chip Kopp.

“All of our award recipients exemplify the goals and principles of the Better Business Bureau to support and foster an ethical marketplace benefiting both consumers and businesses,” says Steve J. Bernas, president & CEO of the BBB.

This year’s event has been made possible through the generosity of the following sponsors:

PNC Bank, AT&T, Inc., Combined Insurance Co. of America, Discover Financial Services, Inland Real Estate Group, Inc., Insight Enterprises, Inc., Abt Electronics & Appliances, Access One, Inc., Airoom LLC, BMO Harris Bank, Bridgestone Retail Operations, Chicago Automobile Trade Association (CATA), CDW, Chicago Fire Soccer Club, ComEd, Coyne College, Delaware Place Bank, DeLuxe Corporation, DeVry Education Group, Empire Today LLC, Four Seasons Heating & Air Conditioning, Inc., Gary Lang Auto Group, Hanson Material Services, MB Financial Bank, McDonald’s Corporation, Medley’s Moving & Self Storage, MiniMoves, Inc., National Van Lines, Perma-Seal Basement Systems, Inc., Restore Construction, Sears Holdings Corporation, State Farm Insurance, U.S. Cellular, Vintage Tech Recyclers, Inc., Walgreens, West Suburban Bank, ABC 7 Chicago, CBS 2 Chicago, Hilton Chicago, NBC 5 Chicago, Tribune Media Group and WGN TV.

Global Dance Party – Chicago Sinfonietta + DJ Rekha, March 22 & 24

Posted by Admin On March - 19 - 2014 ADD COMMENTS

Symphonic and electronic music converge when Bhangra-inspired DJ Rekha and Dave Sharma blend their beats and traditional Indian percussion instruments with the full sonic power of an orchestra.

Experience the melding of cultures and sounds into a unique concert experience that features two of the nation’s top young conductors leading the orchestra in electronic works, along with music from their own cultural heritages: African-American and Brazilian.

Saturday, March 22, 2014
8:00 pm

Wentz Concert Hall
North Central College
171 E. Chicago Ave
Naperville, IL 60540

Monday, March 24, 2014
7:30 pm

Symphony Center
220 S Michigan Ave
Chicago, IL 60604

Use code Vida2014 and save $5 per ticket! ChicagoSinfonietta.org | 312.284.1554

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Welcome to CopyLine Magazine! The first issue of CopyLine Magazine was published in November, 1990, by Editor & Publisher Juanita Bratcher. CopyLine’s main focus is on the political arena – to inform our readers and analyze many of the pressing issues of the day - controversial or otherwise. Our objectives are clear – to keep you abreast of political happenings and maneuvering in the political arena, by reporting and providing provocative commentaries on various issues. For more about CopyLine Magazine, CopyLine Blog, and CopyLine Television/Video, please visit juanitabratcher.com, copylinemagazine.com, and oneononetelevision.com. Bratcher has been a News/Reporter, Author, Publisher, and Journalist for 33 years. She is the author of six books, including “Harold: The Making of a Big City Mayor” (Harold Washington), Chicago’s first African-American mayor; and “Beyond the Boardroom: Empowering a New Generation of Leaders,” about John Herman Stroger, Jr., the first African-American elected President of the Cook County Board. Bratcher is also a Poet/Songwriter, with 17 records – produced by HillTop Records of Hollywood, California. Juanita Bratcher Publisher

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