Windy City Habitat for Humanity is accepting applications for potential homeowners

Windy City Habitat for Humanity is holding Homebuyer Information Meetings for people interested in becoming Habitat homeowners.Â The organization anticipates it will build 8 houses next year.

â€œWeâ€™re asking the community to help us spread the word that we are accepting applications from those in need of safe, decent housing,â€ explains Jennifer Parks, executive director of Windy City Habitat for Humanity.Â The three criteria used in the application process are housing need, ability to pay and willingness to partner.

To qualify for a Habitat for Humanity home, applicants must be living in substandard housing and have a stable income between 40 and 65 percent of the area median income for Cook County.Â The range for this area is between $29,920 and $48,620 for a family of four.Â

To become a Habitat for Humanity homeowner, families must agree to help build their own house, perform a minimum of 350 hours of sweat equity and take classes as part of their transition from renters to owners.Â These classes include credit counseling and home maintenance.Â

When the home is completed, the family receives a â€œhand up, not a â€œhand outâ€ in the form of a no profit, zero interest mortgage.

â€œThis is not a give-away program,â€ explains Jennifer.Â â€œOur families pay approximately $650 per month, which includes homeowners insurance, property taxes and the principle payment that supports the building of future Habitat homes.â€

Families interested in Habitat home ownership can attend one of four information sessions on Jan. 19, Feb. 16, March 15, or Apr. 19 at the Lutheran Church of the Holy Spirit, 1335 W. 115^th St between 6:30 and 8:00 p.m.

For more information or to learn about the application process to become a Habitat for Humanity home owner visit Windy City Habitat for Humanityâ€™s website at www.windycityhabitat.org.

*************

Buy A Home

at a price you can afford!

Su Propia Casa a un Precio Bajo y Sin EngancheÂ

Information Meetings

Lutheran Church of Holy Spirit

1335 West 115^th Street, Chicago, IL 60628Â

6:30 p.m. 8:00 p.m.

Â Â Â Thursday, January 19, 2012Â Â Â Â Â Â or Â Â Â Â Â Thursday, February 16, 2012

Â Â Â Thursday, March 15, 2012Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Thursday, April 19, 2012

Â Please:

Attend one of these meetings
Be on time
Stay for full 90 minutes

Also, although we love children, please do not bring them to the meeting.

Â Por favor:

Recuerde que ud
Debe llegar a tiempo y
TendrÃ¡ que permanecer hasta el final de la junta â€“ noventa minutos

Lo sentimos, aunque amamos niÃ±os, por favor no los traiga a la junta.

Â Basic requirements:Ã¼Â Â Â Â Â Â Â Inadequate housing

Ã¼Â Â Â Â Â Â Â Legal U. S. Residency Status

Ã¼Â Â Â Â Â Â Â Would accept a house in the locations where Habitat is building:

— 113^th and CarpenterÂ Â Â Â Â Â Â — 45^th and Lamon

Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â — 400 block of W 103^rdÂ Â Â Â Â Â — 119^th and Union

Ã¼Â Â Â Â Â Â Â Can help Habitat with a minimum of 350 hours of work before buying your house

Ã¼Â Â Â Â Â Â Â Gross annual income between range below:

Family SizeÂ Â Â Â Â Â Â Â Â Â MinimumÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Maximum

OneÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $20,944Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $34,034

TwoÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $23,936Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $38,896

ThreeÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $26,928Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $43,758

FourÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $29,920Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $48,620

FiveÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $32,314Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $52,510

SixÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $34,708Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $56,400

SevenÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $37,701Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $60,289

EightÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $39,498Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $64,179

Â Requisitors bÃ¡sicos:Ã¼Â Â Â Â Â Â Â Vivienda inadecuada

Ã¼Â Â Â Â Â Â Â Estatus legal de residencia en EE.UU.

Ã¼Â Â Â Â Â Â Â AcceptarÃa una casa de HÃ¡bitat localizada:

— 113^th and CarpenterÂ Â Â Â Â Â Â — 45^th and Lamon

Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â — 400 block of W 103^rdÂ Â Â Â Â Â — 119^th and Union

Ã¼Â Â Â Â Â Â Â Puede ayudar a HÃ¡bitat con 350 horas de labor antes de comprar su casa

Ã¼Â Â Â Â Â Â Â El ingreso bruto anual de entre el rango por debajo de:

TamiÃ±o de la FamiliaÂ Â Â Â Â Â Â MÃnimoÂ Â Â Â Â Â Â Â Â Â Â MÃ¡ximo

UnoÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $20,944Â Â Â Â Â Â Â Â Â Â $34,034

DosÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $23,936Â Â Â Â Â Â Â Â Â Â $38,896

TresÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $26,928Â Â Â Â Â Â Â Â Â Â $43,758

CuatroÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $29,920Â Â Â Â Â Â Â Â Â Â $48,620

CincoÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $32,314Â Â Â Â Â Â Â Â Â Â $52,510

SeisÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $34,708Â Â Â Â Â Â Â Â Â Â $56,400

SieteÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $37,701Â Â Â Â Â Â Â Â Â Â $60,289

OchoÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â $39,498Â Â Â Â Â Â Â Â Â Â $64,179

(312) 563-0296 (o)Â Â Â Email: windycityhabitat@windycityhabitat.orgÂ Â Â Visit:Â www.windycityhabitat.org Â Â Â Â Â 312.563.0297 (f)Â Â Â

About Windy City Habitat for Humanity

Windy City Habitat for Humanity is a non-profit, ecumenical Christian housing ministry. Windy City Habitat for Humanity seeks to eliminate poverty housing and homelessness in Chicago and to make decent shelter a matter of conscience and action. Â Habitat invites people of all backgrounds, races and religions to build houses together in partnership with families in need. Windy City Habitat for Humanity has built ninety houses in various Chicago neighborhoods providing families with safe, decent and affordable housing.

Juanita Bratcher

See author's posts

Windy City Habitat for Humanity is accepting applications for potential homeowners

Juanita Bratcher

BLACK WOMEN ENTREPRENEURS TO PURCHASE FASHION FAIR BEAUTY LINE FROM JOHNSON PUBLISHING FOR $1.85 MILLION

Cook County Announces $8 million Grant Program to Increase Animal Shelter Space

BLACKFACTS.COM’S NEW MEMBERSHIP FEATURES ALLOW MEMBERS TO HELP CREATE BLACK HISTORY

You may have missed

Meet the Tech Founders Working to Make HBCU’S Contenders in e-Sports

10 Reasons Why African Americans Should Invest In The Stock Market And Create Their Own Stimulus Check

Black Women Founders Launch Online Directory That Connects People Of Color With Therapists Of Color

This Couple Helps Black-Owned Brands Get Their Products Into Grocery Stores

Is Your Presentation Putting People to Sleep? Try This To Wake them Up!

More Stories

You may have missed