Windy City Habitat for Humanity is accepting applications for potential homeowners

Windy City Habitat for Humanity is holding Homebuyer Information Meetings for people interested in becoming Habitat homeowners.  The organization anticipates it will build 8 houses next year.

“We’re asking the community to help us spread the word that we are accepting applications from those in need of safe, decent housing,” explains Jennifer Parks, executive director of Windy City Habitat for Humanity.  The three criteria used in the application process are housing need, ability to pay and willingness to partner.

To qualify for a Habitat for Humanity home, applicants must be living in substandard housing and have a stable income between 40 and 65 percent of the area median income for Cook County.  The range for this area is between $29,920 and $48,620 for a family of four. 

To become a Habitat for Humanity homeowner, families must agree to help build their own house, perform a minimum of 350 hours of sweat equity and take classes as part of their transition from renters to owners.  These classes include credit counseling and home maintenance. 

When the home is completed, the family receives a “hand up, not a “hand out” in the form of a no profit, zero interest mortgage.

“This is not a give-away program,” explains Jennifer.  “Our families pay approximately $650 per month, which includes homeowners insurance, property taxes and the principle payment that supports the building of future Habitat homes.”

Families interested in Habitat home ownership can attend one of four information sessions on Jan. 19, Feb. 16, March 15, or Apr. 19 at the Lutheran Church of the Holy Spirit, 1335 W. 115th St between 6:30 and 8:00 p.m.

For more information or to learn about the application process to become a Habitat for Humanity home owner visit Windy City Habitat for Humanity’s website at www.windycityhabitat.org.

*************

Buy A Home

at a price you can afford!

Su Propia Casa a un Precio Bajo y Sin Enganche 

Information Meetings

Lutheran Church of Holy Spirit

1335 West 115th Street, Chicago, IL 60628 

6:30 p.m. 8:00 p.m.

 

    Thursday, January 19, 2012        or       Thursday, February 16, 2012

    Thursday, March 15, 2012                     Thursday, April 19, 2012

 

 Please:

  • Attend one of these meetings
  • Be on time
  • Stay for full 90 minutes

 

Also, although we love children, please do not bring them to the meeting.

 Por favor:

  • Recuerde que ud
  • Debe llegar a tiempo y
  • Tendrá que permanecer hasta el final de la junta – noventa minutos

 

Lo sentimos, aunque amamos niños, por favor no los traiga a la junta.

 

 Basic requirements:ü        Inadequate housing

ü        Legal U. S. Residency Status

ü        Would accept a house in the locations where Habitat is building:

— 113th and Carpenter        — 45th and Lamon

                — 400 block of W 103rd       — 119th and Union

ü        Can help Habitat with a minimum of 350 hours of work before buying your house

ü        Gross annual income between range below:

 

Family Size           Minimum               Maximum

One                         $20,944                 $34,034

Two                         $23,936                 $38,896

Three                      $26,928                 $43,758

Four                        $29,920                 $48,620

Five                         $32,314                 $52,510

Six                           $34,708                 $56,400

Seven                     $37,701                 $60,289

Eight                       $39,498                 $64,179

 

 Requisitors básicos:ü        Vivienda inadecuada

ü        Estatus legal de residencia en EE.UU.

ü        Acceptaría una casa de Hábitat localizada:

— 113th and Carpenter        — 45th and Lamon

                — 400 block of W 103rd       — 119th and Union

ü        Puede ayudar a Hábitat con 350 horas de labor antes de comprar su casa

ü        El ingreso bruto anual de entre el rango por debajo de:

 

Tamiño de la Familia        Mínimo            Máximo

Uno                                      $20,944           $34,034

Dos                                      $23,936           $38,896

Tres                                      $26,928           $43,758

Cuatro                                  $29,920           $48,620

Cinco                                   $32,314           $52,510

Seis                                      $34,708           $56,400

Siete                                     $37,701           $60,289

Ocho                                    $39,498           $64,179

 

 

(312) 563-0296 (o)   Email: windycityhabitat@windycityhabitat.org    Visit:  www.windycityhabitat.org      312.563.0297 (f)   

 

 

About Windy City Habitat for Humanity

Windy City Habitat for Humanity is a non-profit, ecumenical Christian housing ministry. Windy City Habitat for Humanity seeks to eliminate poverty housing and homelessness in Chicago and to make decent shelter a matter of conscience and action.  Habitat invites people of all backgrounds, races and religions to build houses together in partnership with families in need. Windy City Habitat for Humanity has built ninety houses in various Chicago neighborhoods providing families with safe, decent and affordable housing.