April , 2019

Muhammad: ‘We’re in a war with City Colleges’ that's seeking to seize the Harold Washington ...
In Recognition of National TV Safety Day, Madigan issues guidelines for securing ...
WASHINGTON, DC – President Barack Obama announced his intent to nominate the following individuals to ...
Former general manager stole more than $2 million   The former General Manager of a local chemical ...
SPRINGFIELD, IL – In June the Illinois Liquor Control Commission (ILCC) conducted compliance checks around the ...
Baltimore, MD -- A grand jury has decided not to indict Officer Daniel Pantaleo ...
The Black Church stands with Christian Sister Angela McCaskill    Washington, D.C.-The National Black Church Initiative (NBCI), ...
By Chinta Strausberg Father Michael L. Pfleger voiced disgust at Republican presidential hopefuls Dr. Ben Carson ...
  By Jennifer Leach Assistant Director, Division of Consumer and Business Education, FTC   Has someone asked you to ...
President Barack Obama: Good afternoon.  Since 9/11, more than 80 Americans have been taken ...

Archive for April 27th, 2018

“The City’s Gift of a Trojan Horse”: Low Income Housing Project in the Pill Hill and Calumet Heights Area Will Tilt the Scale and Structure of the 8th Ward Community

Posted by Admin On April - 27 - 2018 Comments Off on “The City’s Gift of a Trojan Horse”: Low Income Housing Project in the Pill Hill and Calumet Heights Area Will Tilt the Scale and Structure of the 8th Ward Community

Chicago's Trojan Horse to the Pill Hill Calumet Heights CommunityBy Pamela Bratcher-McMillan

Despite several studies that reveal low income housing high rises never made the cut, and that the city of Chicago has torn down many of these low income housing high rises all across the city, the 8th Ward alderman and the city are hell-bent on bringing the Montclare low income Section 8 housing project into the Pill Hill and Calumet Heights community, an affluent middle and upper middle class neighborhood. The studies found it was a plan that failed (low income high rises).

The alderman and city want to erect a low income high rise housing project consisting of 134 units, 7 Story, in the Pill Hill and Calumet Heights area, one of the most affluent black communities in the city of Chicago. It is believed by many that this is a continuing effort to run Blacks out of the city. Two city agencies – a commission and committee –  approved the low income housing for the 8th Ward and are pushing to deliver the 7 story, low-income Trojan Horse to this middle and upper middle class black community which will be located at 9329 to 9429 S. Stony Island Ave. It’s not so much about the senior low income housing project, but they have the audacity to take away a much needed business real estate that could  economically empower the community.

When I thought about this proposed housing project, I felt that the supporters of this plan are trying to squeeze a very unattractive square into a round peg off on the neighboring community, giving the impression that it is a gift to low income seniors in the community.  But a Trojan Horse immediately came to mind. I did a web search to see did others see it that way, and they did.

There are many buildings being built in downtown Chicago. And surely, there are market rates and low income units that could be used in developments downtown as well. Many residents in the 8th Ward are wondering if this proposed building they want to bring to the South Side is an attempt to keep Chicago segregated. The market housing in the low-income units will displace people in the community as rents and taxes will go up. It’ll start with this one bad idea and will balloon out of control.

And because 8th Ward Alderman Michelle Harris lacks foresight, the community has to take the reins on this and try to keep the Montclare housing project out of the ward. The community will have to save themselves from this catastrophic idea that she would allow to take place.

Nearby beaches, highways, Indiana, and with the Obama Library coming, the South Side of Chicago has it going on. The Pill Hill community residents have built and beautified the Calumet Heights area, and now strangers want to capitalize on their hard work that was done over the past forty plus years and walk away with it. Shame on them, shame on the alderman for not having the insight to see what is taking place, and shame on residents who’ll sit idly back and let it happen.

By the way, usually on these types of projects “25-30” percent of the units go at the lower rates and the rest are market rates when developers take on projects such as this. The proposed low-income senior housing in the Pill Hill area would be just the opposite. It’s a fact that most of this type zoning is done in black communities and most of the time Blacks lose out because of it.

In areas comparable to the Pill Hill community in non-black areas that oppose rezoning, downzoning takes place instead of upzoning? The bottom line is, the new building will cause taxes to go up, rents to go up while really only accommodating a 134 unit building. These projects are normally used to strong-arm areas that reject unnecessary rezoning. Low income communities of color are aggressively targeted for purpose of gentrification. The only person that will profit from these catastrophic affects this will bring about is the developer and those that they have made deals with.

To be continued:
Zoning board meeting is May 9, at 10:00 am
City Council Chambers
City Hall, 2nd. Floor


Linda Hudson for Alderman of the 8th Ward

Blacks and Hispanics Struggles: Where is Our Place in the American Dream?

Posted by Admin On April - 27 - 2018 Comments Off on Blacks and Hispanics Struggles: Where is Our Place in the American Dream?
By Elder Raymond Christian
Copyright. All Rights Reserved


Was the Dreamer Wrong? Where is our place in the American Dream?

Our struggles are much worst today than ever before.  With 879,000 Black men in prison today, and Hispanics being forced to go to Mexico. It should not make you wonder what the American dream has in place for minorities.


When you look at the stats on what is taking place today in America do minorities really believe they are a part of the American dream? If you are a Black American you would have to wonder just which part of the American Dream you fit in. Is it the dream that says since Whites are investing 185 billion dollars a year in building prisons there will be more Blacks needed to be incarcerated. So they can help build or make products for the investors to receive a profit from their 185 billion dollar investment.


Right now, in the year 2018 for every 10,679 Black men incarcerated there is only 1,537 whites incarcerated. There are 2 million children on the Ivory Coast of Africa and Ghana in slavery today. This is the part of your American Dream I honestly believe as much as I respect Dr  Martin Luther King. His dream did not give him the vision to 2018.  No jobs for Blacks in America, how do you hold onto a dream you are not a part of.
Hispanics in America are being forced back to Mexico is this the dream of their future. For every 1,235 Hispanics locked up only 425 Whites that’s 3 times the ratio. So once again why do your think Whites are investing 185 billion dollars a year in building prisions. These are not investment to grow the community. Prisons are being built to be filled by our children this is their future in America. I Have a Dream today.


The Cocoa Plantations are already in the United State Hawaii and Florida. I did not say new factories and companies I said plantations the same plantations your ancestors were once slaves to. Our Hispanic children are already working on the Tobacco Plantations at the age of 7 years old, 15 hours a day. These children are also being raped and sodomized.  Hispanic children are dying from terminal cancer because of the slug bacteria on the tobacco plants and nothing is being done to help them. This is not the American dream Dr. King spoke of. We must become more cognizant in our thinking or the reality of what is taking place here in America will confine minorities to subservient conditions.


You must read my sixth book about titled “The Cocoa Plantations  America’s Chocolate Secret…forced child labor… by Raymond C. Christian.  There are five year old children being sold into slavery, used as child sex slaves, child prostitution and child organ trafficking. What Dream are we a part of???

Just know, God is always watching.

Mice, Roach Infestation and Overall Building Neglect Reaches Critical Point at Southwest Side Elementary School

Posted by Admin On April - 27 - 2018 Comments Off on Mice, Roach Infestation and Overall Building Neglect Reaches Critical Point at Southwest Side Elementary School

From: The Chicago Teachers Union


“This is our members’ daily life and it is making us sick and causing emotional harm,” teacher says


CHICAGO, IL—Rodent infestation and general building neglect has reached a critical point at Morrill Math & Science Elementary School on the city’s Southwest Side, with teachers and school staff making a plea for assistance in what has become a daily health hazard for them and the school’s nearly 700 students.

“We need help,” teacher Makeesha McLaurin said. “This is our members’ daily life, and it is making us sick and causing emotional harm.”

Teachers and staff at the school have provided photos to the Chicago Teachers Union (below) that show, from top, evidence of cockroach and mice infestation, inoperable bathrooms and soiled ceiling tiles. In addition, teachers report that there is a hole in the floor of the school’s basement filled with standing water (photo below), and have provided video of a hole in the ceiling of a second-floor classroom, currently being used for daily instruction.

“The mayor would never consider sending his own children to school to learn in such horrible and unsafe conditions,” CTU Vice President Jesse Sharkey said. “So why is this the norm for many schools in Chicago?”

“This is an atrocity, and while City Hall touts higher graduation rates and standardized test scores, the mayor is showing that he could care less about addressing the problem of vermin infesting not just Morrill, but a number of our school buildings,” Sharkey added.

Since Mayor Rahm Emanuel began privatizing CPS janitorial and maintenance services in 2012, CPS has agreed to fork over more than three-quarters of a billion dollars to Aramark and Sodexo for facilities maintenance, including an additional $259 million as reported last week. The companies have, in turn, slashed janitorial staff by roughly a thousand workers, with those janitors remaining raising concerns over punishing workloads and shortages in cleaning supplies.

Emanuel announced recently that he would increase full-time custodial staff by 100 beginning next fall and allow union janitors a voice in concerns about school conditions, workloads, lack of cleaning supplies and other issues.

School janitors, however, are not the problem, and 100 new positions represent only a fraction of what’s needed to tackle systemic facilities issues in Chicago’s public schools.

Chicago teachers and staff had the right to bargain to improve conditions in public schools until 1995, when the state legislature gave Chicago’s mayor total control over the school system and eliminated the Union’s ability to bargain on non-economic issues like school cleanliness, which has been recently exposed as critically deficient.

The CTU is supporting a bill in Springfield to restore bargaining rights on school conditions. HB4776, which was passed April 10 by the Illinois House Labor & Commerce Committee, would strike Section 4.5 of the Illinois Education Labor Relations Act, restoring the CTU’s ability to bargain—and potentially strike—over non-monetary issues like school cleanliness, which is a right afforded to teachers in every school district but Chicago.

Black Columnist Slams Starbucks for Calling Police on Black Men After Just 2 Minutes

Posted by Admin On April - 27 - 2018 Comments Off on Black Columnist Slams Starbucks for Calling Police on Black Men After Just 2 Minutes

Starbucks: Black Coffee Steamed in White Milk

By Tolson Banner

Tolson Banner

Timeline: 4:35pm – Rashon Nelson and Donte Robinson arrive at a Philadelphia Starbucks.

4:37pm – Both Nelson and Robinson send up prayers.

Starbucks, the nationwide coffee house which touts itself as “the meeting spot”, has some serious explaining to do to protect its brand. Dubbed as the communal place, it now finds itself embroiled in a racial whirlwind where black space has been put on notice. In two minutes after arriving at Starbucks, both Nelson and Robinson were handcuffed; removed from the premises. Both men were arrested, and detained for over eight hours. No charges were brought by the city’s prosecutor. The Chief of Police after staunchly supporting the actions of the police later apologized.

According to news accounts, Nelson had asked to use the restroom. The Starbucks’ manager reminded Nelson the restroom was only for customers who make a purchase. With that in mind, Nelson returned to his seat. It took only 120 seconds for the Starbucks’ manager to call 911. With the speed of a rapid response team, police arrive with one thing in mind: lock up the malcontents, even though neither Nelson nor Robinson exhibited rambunctious behavior. Both men plead their case explaining they were there to meet a real estate agent about a business deal. To no avail. Even after the gentleman they were scheduled to meet arrives and corroborates their story – police stayed on point for the lock down.

There are those who say if only Nelson and Robinson were dressed appropriately the barista manager would have viewed them differently. Need I remind those naysayers, both men were dressed appropriately – dressed down in their urban gear: (Black men sitting). And of course there are those who say we cannot condemn all white people. After all, it was a white woman who shot the video that went viral ultimately viewed by 11 million and counting.

However, this does not negate the fact Black people are caught between benign neglect and recalcitrance of white America. Police brutality is underwritten by tax dollars and underscored by politicians, sanctioned by the President, as well as, influenced by over-the-top corporate branding protection. Where are the white people who demand cessation of their tax dollars used in the exercise of police brutality and killings of black people? Instead of co-opting BLACK LIVES MATTER how about a sign which reads NO POLICE KILLINGS WITH MY TAX DOLLARS signed by white people, with a march on the city, county, state, and the nation’s capital.

Obtusely, the President reminds us of genetic white fear with legislation to build the wall between the US and Mexico; discounts Africa as a fecal crater – a defecation canyon; and import more white people to America from Norway. Fear which perpetuates the dehumanization of melanin people.

Now Starbucks CEO, Kevin Johnson has gone into crisis-mode management. Johnson has personally apologized to both Nelson and Robinson. Johnson announced he will shut down 8,000 Starbuck stores nationwide for a day in an effort to remedy implicit bias and unconscious discrimination. How can you find a panacea for something you won’t admit? Not acknowledging racist intent for these actions will only raise more questions than answers about the efficacy of the Starbucks’ employee training.

And of course, AT ALL COST SAVE THE BRAND! So Starbucks hires former Attorney General Eric Holder to teach racial sensitivity training. As a former federal prosecutor with the US Justice Department, Holder was stopped by police in Washington, DC, Georgetown running to catch a movie (Black man running). Holder was also stopped on the New Jersey turnpike (Black man driving). He later said America was a coward when it came to discussing race relations.

Starbucks could have saved some money on this one. They could have hired any black person in America to teach that class. But closing the stores for an afternoon will not alter the course of the American racial divide. America suffers from selective amnesia when it comes to connecting the dots to the historical enslavement horror. That will take more than a day to address.

All of this could have been avoided if only the Starbucks’ manager just let the brother pee.

Tolson Banner is a writer and columnist. He can be contacted at (202) 413-6431.


Madigan, House Democrats Call for Fair Tax that Eases the Burden on the Middle Class

Posted by Admin On April - 27 - 2018 Comments Off on Madigan, House Democrats Call for Fair Tax that Eases the Burden on the Middle Class

SPRINGFIELD, IL – Illinois House Speaker Michael J. Madigan, House Democrats and advocates for the middle class are calling out Gov. Bruce Rauner and Republicans for refusing to consider fair tax reform that would provide relief for the middle class while making the ultra-wealthy pay their fair share.

Madigan and Democratic lawmakers from across the state introduced House Resolution 1025 Wednesday, challenging Republican lawmakers to stop protecting millionaires, billionaires, and big corporations and instead work with Democrats to enact a fair system that cuts taxes on middle-class and low-income taxpayers. Rauner and legislative Republicans are defending a status quo that allows Rauner to pay at least $5 million less than he would in a state like Iowa.

“Governor Rauner is willfully misleading taxpayers because he doesn’t want anyone to see that he’s blocking tax relief for the middle class, all in an effort to protect a special deal for millionaires and billionaires like himself,” Madigan said. “Today, we set the record straight: A fair tax for Illinois is about putting more money in the pockets of middle-class families. If our Republican colleagues are serious about cutting taxes, creating jobs, and strengthening our economy, they will join us in creating a fair tax system that rewards families who work hard and play by the rules, instead of one that benefits Bruce Rauner, Donald Trump and their billionaire friends.”

Madigan’s resolution cites findings from the Institute on Taxation and Economic Policy that Illinois’ constitutionally mandated “flat tax” is one of the most regressive tax structures in the country, forcing low- and middle-income residents to pay a larger share of their incomes in taxes than the very wealthy. A taxpayer earning less than $19,000 pays 13.2 percent of their income in state taxes, while those with an income of $498,000 pay only 4.6 percent of their income in taxes.

House Democrats are calling for a progressive tax like those currently in place in 33 other states—including Iowa, Kentucky, Missouri and Indiana—which would put more money in working families’ pockets, allowing them to reinvest in local economies and stimulate business growth and economic development.

“There’s no excuse for the current tax system that forces struggling families to pay more than the very wealthy,” said Roberta Lynch, executive director of AFSCME Council 31. “Illinois working families need fair tax reform. By standing in the way, Governor Rauner and the politicians who follow him are protecting a status quo full of loopholes for those who are already at the top.”

“Last year Democrats and Republicans stood together because they knew we cannot continue to follow Bruce Rauner’s agenda of slashing critical services for our communities so his billionaire and millionaire buddies can get a tax cut,” said Greg Kelley, president of SEIU Healthcare Illinois. “Their votes to end the Rauner budget crisis were votes to put middle-class families ahead of the ultra-wealthy. Now we need a tax system that reflects this same value. I applaud House Democrats’ stand for a fairer system, and we look forward to working with them to get a progressive income tax passed in the future.”

“Throughout our state, parents who want their children to receive a world-class education and homeowners who want relief from rising property taxes can agree on one thing: the system is unfair and needs to change,” said Dan Montgomery, president of the Illinois Federation of Teachers and a high school English teacher. “This is the change we need, and this is the opportunity for all who claim they’re on the side of taxpayers and educators to prove it.”

“As Donald Trump stacks the deck even more in favor of the ultra-wealthy, Governor Rauner and his allies can no longer pretend to stand with the middle class while also protecting a tax system that so clearly reinforces inequality,” said Clem Balanoff, chair of Our Revolution Illinois. “If they are ready to build an Illinois that works for everyone instead of just the top 1 percent, they will stand with us to enact a fair tax system that reflects that.”

FTC: Lending Club Misled People About Hidden Fees

Posted by Admin On April - 27 - 2018 Comments Off on FTC: Lending Club Misled People About Hidden Fees


If you need to borrow money to consolidate credit card debt, make home or auto repairs, or move across country, a personal loan can help cover your expenses.

Most personal loans are unsecured, meaning they don’t require collateral like a house or car, and typically have higher interest rates than secured loans.

The FTC recently filed a lawsuit against Lending Club, a company offering personal loans online. According to the FTC, Lending Club has deceptively marketed loans by promising consumers “no hidden fees” but nevertheless charges a hidden up-front fee. Lending Club has told consumers they will get a loan of a certain amount – say $10,000, for example. But when the loan shows up in the consumer’s bank account, it’s for just $9,500. That’s because Lending Club deducted a $500 up-front fee, even though it promised not to charge hidden fees. The complaint also alleges that Lending Club has told consumers they have been approved for loans when they have not, makes unauthorized withdrawals from consumers’ bank accounts, and failed to properly provide customers with required privacy notices.

If you’re thinking about applying for a personal loan, take the following steps:

  • Shop around. Different lenders may quote you different rates and terms, so you should contact several lenders to make sure you’re getting the best price.
  • Get a list of all fees, including any origination fees. Your loan agreement also could include prepayment penalty fees, late payment fees, bounced check fees, and check processing fees.
  • Check your credit report. Regardless of what some lenders say, your credit rating plays a big role in how much you’ll pay to borrow money. Mistakes could lower your credit scores.

For more information, check out our Credit and Loans page.

Victory for the NAACP DACA Lawsuit

Posted by Admin On April - 27 - 2018 Comments Off on Victory for the NAACP DACA Lawsuit

It’s a day for celebration.

Ruling on an NAACP-filed lawsuit, a federal court in Washington, D.C. rejected the Trump Administration’s bid to terminate the DACA program.

Federal Judge John Bates said the decision by the Trump administration to rescind DACA was “virtually unexplained” and as such “unlawful.” He granted the Department of Homeland Security (DHS) 90 days to provide a legally sufficient explanation, and, if they fail to do so, DHS will be required to maintain the program.

Judge Bates’ ruling marks the first time that any court has reached a decision that may enable new enrollees to participate in DACA since it was terminated.

Our lawsuit was filed last fall against President Trump, Attorney General Jeff Sessions, DHS Secretary Elaine Duke, and several departments within the administration. Two of the nation’s largest unions – the American Federation of Teachers (AFT) and the United Food and Commercial Workers (UFCW) – as well as Princeton University and Microsoft Corporation joined us in this fight to defend people of color eligible for the DACA program.

This administration attempted to renege on a promise that our nation made to undocumented young immigrants. The NAACP has protected that promise and seen justice prevail.

Sign up to stay informed about the legal battles to protect our lives, our rights, and our future.

In Solidarity,
Derrick Johnson

President & CEO

State Senator Raoul Secures Stronger Protections for Sexual Assault Survivors

Posted by Admin On April - 27 - 2018 Comments Off on State Senator Raoul Secures Stronger Protections for Sexual Assault Survivors

SPRINGFIELD, IL — Illinois State Senator Kwame Raoul (D-Chicago 13th) passed two pieces of legislation this week that provide additional protections and rights for survivors of sexual assault or abuse.

Senate Bill 3404 creates the Survivors’ Bill of Rights, filling in gaps in Illinois’ current laws and bringing the state in line with federal guidelines.

“It is vital that we do everything we can to provide resources for those who have suffered trauma related to sexual assault,” Raoul said. “We need survivors to know that their basic civil rights will be protected when they report this crime.”

The measure puts several protections for victims of sexual assault or abuse in place, including:

·         allowing them to shower at the hospital post-examination;

·         allowing them to obtain a copy of the police report relating to the incident;

·         allowing them to have a sexual assault advocate and a support person of their choice present for medical and physical examinations;

·         allowing them to retain their own counsel;

·         prohibiting law enforcement from prosecuting the victim for a crime related to use of alcohol, cannabis, or a controlled substance based on the sexual assault forensic evidence collected;

·         providing that consenting to the collection of evidence by means of a rape kit extends the statute of limitations for a criminal prosecution to the maximum currently provided by law (10 years).

Raoul also passed Senate Bill 2342, which extends the time period during which rape kits can be tested.

Currently, if a victim of sexual assault or rape does not immediately consent to having a rape kit tested, law enforcement will retain it for five years or, in the case of a minor, five years after they turn 18.

This measure extends that retention period to 10 years. A victim can provide written consent for the kit to be tested anytime during that period.

“There are many reasons why someone would not feel comfortable providing immediate consent to have a rape kit tested,” Raoul said. “None of those should be a barrier to justice.”

Raoul’s legislation brings the retention period in line with the law passed last year extending the statute of limitations for criminal prosecution of sexual assault to 10 years. The same law removed the statute of limitations on crimes against a minor entirely.

Both measures now head to the House for consideration.

Mayoral Ally Moves to Privatize Substitute Teachers

Posted by Admin On April - 27 - 2018 Comments Off on Mayoral Ally Moves to Privatize Substitute Teachers


Senate President Cullerton fast-tracks privatization bill, stalls legislation to restore CTU right to bargain on issues that include class size and school cleanliness.


CHICAGO, IL – The Illinois Senate, under the leadership of Chicago mayoral ally John Cullerton, has fast-tracked a bill privatizing substitute teacher staffing, SB 2838. An identical bill, HB 4742, passed out of a House education committee on Wednesday. The CTU and the IFT have opposed the initiative for the last two sessions.

“This legislation is tone deaf given CPS’ disastrous track record with privatization,” said CTU Vice President Jesse Sharkey. “It will allow CPS to contract out classroom-critical services, likely for less pay – just as has been the experience of privatized charter teachers and janitors in CPS – to the detriment of our students. And it will cost. In Indianapolis, the contracting agency slapped a 36% fee on the cost of substitute positions. The bill also fails to address the root causes of a shortage of substitute and full-time teachers – their need for a living wage and decent working conditions.”

At a recent IFT K-12 constituency council, a teacher with Chicago’s CPS-funded Acero/UNO charter network, which uses a staffing agency to assign substitute teachers, reported that the agency was ineffective and the school still suffers from a shortage of subs.

Teachers charge that the bill is also a demoralizing slap in the face to Black female educators in Chicago, who are laid off at a greater proportion by CPS than other educators – with many subsequently relying on their ability to earn at least a marginal wage as substitute teachers. Today, roughly half of CPS’ substitute teachers are people of color.

The push for third party contracting of school services is a plank in the Rauner Turnaround Agenda. While the Cullerton-controlled senate has moved swiftly to pass this bill to accelerate and expand third party contracting, the Senate has stalled a different bill to repeal Section 4.5 of the Illinois Education Labor Relations Act. That bill, HB 4776, restores bargaining rights to all units in CPS – and returns to the CTU the right to bargain on critical issues like class size and school cleanliness, just as every other district in the state must bargain.

“Third party contracting has been a failure in CPS,” said Sharkey. “Outside contractors have left our schools filthy, our facilities in dire need of repair, and concocted schemes to deny students vital services like special education. Our students are no better served by turning the vital professional service that substitute teachers provide over to an agency like Manpower or Kelly Services, when what we really need are adequately resourced classrooms and decent working conditions for educators.”

The CTU and the IFT are vigorously opposing HB 4742 in the House.

Attorney General Madigan Urges Federal Government Not Weaken CFPB’s Investigative Authority

Posted by Admin On April - 27 - 2018 Comments Off on Attorney General Madigan Urges Federal Government Not Weaken CFPB’s Investigative Authority

CHICAGO, IL – Illinois Attorney General Lisa Madigan joined a coalition of 16 other attorneys general to call on the federal government to maintain the Consumer Financial Protection Bureau’s (CFPB) investigative authority.

Since its inception, the CFPB has issued civil investigative demands to companies and individuals who may be violating the law and taking advantage of consumers. Civil investigative demands are a critical law enforcement tool that enable the CFPB to carry out investigations by obtaining documents, financial records, and company policies and procedures. However, the federal government is now considering weakening the CFPB’s use of civil investigative demands.


“The CFPB was created to be a powerful federal agency with a mission of fighting for financial fairness and stopping predatory practices,” Madigan said. “The CFPB can’t do its job without the ability to investigate. I will continue to fight for the CFPB and the financial futures of everyday Americans.”


On Jan. 26, 2018, the CFPB began a process that could lead to limiting its investigative authority by seeking public comment on “how best to achieve meaningful burden reduction.” In a Request for Information, the CFPB acknowledges the important role that civil investigative demands have played in protecting consumers but notes that the demands impose burdens on those being investigated.

In their letter, the attorneys general emphasize that:


  • The CFPB’s implementation of its investigative authority was non-controversial and based on established law enforcement practices;
  • The legislative grant of civil investigative demand authority allows agencies to fulfill their mandates;
  • Judicial supervision ensures that the rights of those who receive civil investigative demands are respected; and
  • The CFPB has used its investigative authority responsibly and effectively.


Since its inception in 2011, the CFPB has returned nearly $12 billion to financial consumers across the country by using its investigatory authority to root out fraudulent schemes.


Joining Madigan in sending the letter to the CFPB are the attorneys general of: California, Delaware, Hawai’i, Iowa, Maryland, Minnesota, New Mexico, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, Vermont, Virginia, and Washington.


A copy of the letter can be found here.


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Welcome to CopyLine Magazine! The first issue of CopyLine Magazine was published in November, 1990, by Editor & Publisher Juanita Bratcher. CopyLine’s main focus is on the political arena – to inform our readers and analyze many of the pressing issues of the day - controversial or otherwise. Our objectives are clear – to keep you abreast of political happenings and maneuvering in the political arena, by reporting and providing provocative commentaries on various issues. For more about CopyLine Magazine, CopyLine Blog, and CopyLine Television/Video, please visit juanitabratcher.com, copylinemagazine.com, and oneononetelevision.com. Bratcher has been a News/Reporter, Author, Publisher, and Journalist for 33 years. She is the author of six books, including “Harold: The Making of a Big City Mayor” (Harold Washington), Chicago’s first African-American mayor; and “Beyond the Boardroom: Empowering a New Generation of Leaders,” about John Herman Stroger, Jr., the first African-American elected President of the Cook County Board. Bratcher is also a Poet/Songwriter, with 17 records – produced by HillTop Records of Hollywood, California. Juanita Bratcher Publisher

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