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Archive for February 10th, 2011

America Wire releases exclusive story on study documenting mortgage discrimination in the US since housing crisis began

Posted by Admin On February - 10 - 2011 ADD COMMENTS

Washington, DC (BlackNews.com) — America’s Wire today released a story documenting that African-Americans and Hispanics received significantly fewer mortgages than whites between 2004 and 2009, citing a study by ComplianceTech that was obtained exclusively by America’s Wire. ComplianceTech analyzes mortgage data for government, non-profit organizations and financial institutions.

Pulitzer Prize-winning reporter, Kenneth J. Cooper, reports in the story that African-Americans and Hispanics borrowed 62 percent less to buy or refinance homes in 2009 than they borrowed before the housing market crashed in 2004, while mortgages to whites declined only 17 percent, and Asians obtaining nearly an equal amount in mortgages.

“Whites were about twice as likely as African-Americans and Hispanics to be approved for prime mortgages with the lowest interest rates, while members of the two largest minority groups were two to four times more likely to receive subprime loans, which have higher rates,” Mr. Cooper wrote. “By contrast, the disparities were much narrower for loans insured by the government’s Federal Housing Administration, which has attracted a growing number of borrowers during the credit crunch.” Furthermore, the story reports that the study, which is a computer analysis of data collected by the federal government under the Home Mortgage Disclosure Act, also concludes that mortgage loans to minorities were not the cause of the housing crisis, as some critics have contended.

You can reach America Wire at www.Americaswire.org,

State looks to students to help spread digital safety message

Posted by Admin On February - 10 - 2011 ADD COMMENTS

State Education Superintendent Koch, Attorney General Madigan and
Lt. Governor Simon focus on teaching children safe choices in ‘digital world’


Springfield, IL –The Illinois State Board of Education, Attorney General Lisa Madigan’s office and the Illinois Lieutenant Governor’s Office today launched the second statewide Illinois Youth Digital Safety Contest to raise awareness about making safe and respectful choices through digital communications.

The contest, open to students in grades kindergarten through 12th, encourages students to create a poster or electronic message addressing this year’s theme on “Digital Citizenship,” defined as someone with the ability to think critically about the ethical opportunities and challenges of the “digital world.”

“Students, like all of us, have an ever-expanding means of communicating that brings both great benefits and challenges,’’ said State Superintendent of Education Christopher A. Koch. “This contest can serve as one way of discussing those challenges and educating students about safe and responsible choices in the digital age.”

Students in any public or non-public district can enter the contest by submitting an entry as a poster or in an electronic media format (video, podcast or slideshow). Districts must have all entries mailed to the Illinois State Board of Education (ISBE) and postmarked by April 15, 2011. Representatives from all three sponsoring government agencies will judge submissions.

Winners will be announced later in the spring and will be honored at a State Board of Education meeting and at an award ceremony at the Governor’s Mansion. Winning entries will be shared on participating school and state websites. More about this year’s contest rules, terms and conditions, can be found at http://www.isbe.net/curriculum/html/internet_safety.htm. 

“We are asking students to use technology in a safe, fun and productive way and to set an example for their peers and adults alike,” said Lt. Governor Sheila Simon.

Under state law, school districts are required to incorporate Internet safety at least once each school year beginning in third grade. Each local school district determines how to include Internet safety lessons into the classroom beginning in grade 3. Some recommended topics include the safe and responsible use of social networking websites, chat rooms, bulletin boards and other means of communication on the Internet. It is also recommended that instruction includes information on recognizing, avoiding and reporting online solicitation by sexual predators, recognizing and reporting online harassment and cyberbullying and knowing the risks of transmitting personal information on the Internet.

Attorney General Madigan’s Office has created age-specific Internet Safety Training Modules for educators that meet state law requirements. The Attorney General’s Internet Safety Training Modules can be found on her website at www.illinoisattorneygeneral.gov, or on ISBE’s website at www.isbe.net. 

 Attorney General Lisa Madigan emphasized that while technology opens opportunities, it also creates risks. Cyberbullying and online harassment are now the most common online risks to children. One in three teens reports having been harassed online, according to the Pew Research Center.

“This Digital Safety contest provides a creative way for getting students thinking and talking about being safe and civil in the cyber world and how to respond to negative behavior,” said Attorney General Madigan.

Attorney General Madigan’s Office has provided Internet safety training and education to more than 164,000 parents, teachers, and students, and more than 12,500 law enforcement officers since 2006. Madigan also hosts a website to help children, teens, parents and educators learn about the dangers of cyberbullying. The “Stop Cyberbullying” website (www.ebully411.com) includes the latest news and statistics, frequently asked questions and a quiz to test online users’ knowledge about cyberbullying. It also features an E-Info Hotline to assist victims and teach bullies to understand the impact of their actions. More information is available by calling the Hotline at 1-888-414-7678 or by e-mailing e-info@atg.state.il.us.



Seven students who earned first place in the first competition, called the Internet Safety Contest, were honored in Springfield last spring. In all, 35 students were recognized for their work in last year’s contest which focused on online safety and, specifically, cyberbullying.

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Welcome to CopyLine Magazine! The first issue of CopyLine Magazine was published in November, 1990, by Editor & Publisher Juanita Bratcher. CopyLine’s main focus is on the political arena – to inform our readers and analyze many of the pressing issues of the day - controversial or otherwise. Our objectives are clear – to keep you abreast of political happenings and maneuvering in the political arena, by reporting and providing provocative commentaries on various issues. For more about CopyLine Magazine, CopyLine Blog, and CopyLine Television/Video, please visit juanitabratcher.com, copylinemagazine.com, and oneononetelevision.com. Bratcher has been a News/Reporter, Author, Publisher, and Journalist for 33 years. She is the author of six books, including “Harold: The Making of a Big City Mayor” (Harold Washington), Chicago’s first African-American mayor; and “Beyond the Boardroom: Empowering a New Generation of Leaders,” about John Herman Stroger, Jr., the first African-American elected President of the Cook County Board. Bratcher is also a Poet/Songwriter, with 17 records – produced by HillTop Records of Hollywood, California. Juanita Bratcher Publisher

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