April , 2019

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 SPRINGFIELD, IL – Illinois State Senator Jacqueline Y. Collins (D-Chicago 16th) announced good news for Illinois homeowners struggling to avoid foreclosure or to protect their legal rights against lenders. Legislation she sponsored so that Illinois residents can continue to participate in the federal Making Home Affordable program was signed into law today and takes effect immediately.

“We know the housing crisis is not over for every homeowner in every neighborhood, and the federal government recognized this when it extended the Making Home Affordable program through the end of this year,” said Collins, a frontline champion of those affected by foreclosure, mortgage scams and other threats to homeownership. “I’ve made it my mission to ensure Illinois residents can take advantage of all applicable federal assistance to stay in their homes whenever possible.”

Making Home Affordable gives struggling homeowners options – such as refinancing, a modification of mortgage terms, a short sale in lieu of foreclosure or a temporary forbearance for unemployment – when they become unable to make monthly payments and apply to the federal government for help. If the lender continues to foreclose on and sell the home in violation of the Making Home Affordable Act and if the borrower applied for assistance by the deadline, Illinois law allows the borrower to ask a court to set aside the sale. Collins’ proposal, which becomes law today, extends the date by which the borrower is required to have asked for help under Making Home Affordable in order to ensure the justice system works for those whose lenders have violated rules while rushing to foreclosure.

Making Home Affordable is still accepting applications through Dec. 31, 2016. The new state law extends legal protections through Jan. 1, 2018, so that Illinois is prepared in case the federal government renews the program a second time.

Homeowners can learn more about Making Home Affordable and apply for assistance through www.makinghomeaffordable.gov or by calling (888) 995-HOPE.

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Welcome to CopyLine Magazine! The first issue of CopyLine Magazine was published in November, 1990, by Editor & Publisher Juanita Bratcher. CopyLine’s main focus is on the political arena – to inform our readers and analyze many of the pressing issues of the day - controversial or otherwise. Our objectives are clear – to keep you abreast of political happenings and maneuvering in the political arena, by reporting and providing provocative commentaries on various issues. For more about CopyLine Magazine, CopyLine Blog, and CopyLine Television/Video, please visit juanitabratcher.com, copylinemagazine.com, and oneononetelevision.com. Bratcher has been a News/Reporter, Author, Publisher, and Journalist for 33 years. She is the author of six books, including “Harold: The Making of a Big City Mayor” (Harold Washington), Chicago’s first African-American mayor; and “Beyond the Boardroom: Empowering a New Generation of Leaders,” about John Herman Stroger, Jr., the first African-American elected President of the Cook County Board. Bratcher is also a Poet/Songwriter, with 17 records – produced by HillTop Records of Hollywood, California. Juanita Bratcher Publisher

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