March , 2019

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Chicago, ILFear of lost or stolen credit cards ranks as the highest identity theft concern among consumers. However, more serious and costly threats are considered less worrisome, according to a poll by the Better Business Bureau in August 2012.


Thirty percent of the respondents ranked credit card loss or theft as their greatest ID protection concern. Another 23 percent worried hackers would steal credit card and personal data from a business database. Rated least concerning, by 14 percent of those responding, was the disposal of personal papers in the garbage. Also low on the anxiety list was use of credit card information online (18 percent) or on the telephone (15 percent).


“Losing or having a credit card stolen is certainly a worry,” said Steve J. Bernas, president and CEO of the Better Business Bureau serving Chicago and Northern Illinois. “However, credit card companies have elaborate security programs to quickly stop credit access and limit consumer financial exposure to fraudulent use. On a rating scale, credit card loss is towards the less distressful end, though it should always be guarded against.”


Bernas explained that consumers should be most worried about the material they have the most control over, their personal papers in the trash. Yet, he said, this was the area where the fewest expressed concern.


“Papers with personal data and credit card numbers on them can be a treasure trove of information for fraudsters, and a serious risk to consumers,” said Bernas. “Shredding these types of documents is essential for any type of personal identity protection plan.


“Personal documents that are not shredded can be used without any safeguards or the consumer’s knowledge until the person’s credit score suffers or a bill appears from use of a credit card that the consumer never applied for.”


Hackers getting access to business databases is a growing concerning and one that will likely continue, Bernas noted. However, businesses continue to take action and improve their security.


“Consumers need to take control over what they have their hands on,” urged Bernas. “Guard credit cards and shred any documents with personal information. These are two actions every person can take to lessen the risk of their identity being stolen.”


For more consumer tips, visit www.bbb.org


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Welcome to CopyLine Magazine! The first issue of CopyLine Magazine was published in November, 1990, by Editor & Publisher Juanita Bratcher. CopyLine’s main focus is on the political arena – to inform our readers and analyze many of the pressing issues of the day - controversial or otherwise. Our objectives are clear – to keep you abreast of political happenings and maneuvering in the political arena, by reporting and providing provocative commentaries on various issues. For more about CopyLine Magazine, CopyLine Blog, and CopyLine Television/Video, please visit juanitabratcher.com, copylinemagazine.com, and oneononetelevision.com. Bratcher has been a News/Reporter, Author, Publisher, and Journalist for 33 years. She is the author of six books, including “Harold: The Making of a Big City Mayor” (Harold Washington), Chicago’s first African-American mayor; and “Beyond the Boardroom: Empowering a New Generation of Leaders,” about John Herman Stroger, Jr., the first African-American elected President of the Cook County Board. Bratcher is also a Poet/Songwriter, with 17 records – produced by HillTop Records of Hollywood, California. Juanita Bratcher Publisher

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